Risk Statement and Agreement terms
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Use this website(en.psychiccypher.com) and the offer of service on the Website are governed by the terms contained on this Risk Statement and Agreement terms page. This agreement entirely constitutes the agreement between the parties. The exchange policy is provided for guidance only that is not constituting a legal agreement between the parties.


By accessing and using the Website(en.psychiccypher.com) in any manner, you have acknowledged that you have read, understood and agreed to the Risk Statement and Agreement terms. PCC can change any terms list in this agreement without prior notice. You agree that you will continue to be bound to the terms list and all of the conditions and PCC has no obligation to notify you about the change. You understand this is your responsibility and you have the ability to access and review these terms of service at any time and you agree to do so.


IF YOU DO NOT ACCEPT THE TERMS OF SERVICE OUTLINED IN THIS AGREEMENT, DO NOT ACCESS THIS SITE AND DO NOT USE THIS SERVICE.


1. Risks

1.1. The marketing price will fluctuate on any given day. Due to such price fluctuations, that may be the cause of you increase or lose value in your assets at any given moment. Any currencies – virtual or not – may subject to large swings in value and even become worthless. There is an inherent risk, and that can occur as a result of buying, selling or trading anything in the market.


1.2. Bitcoin and other trading also have special risks not shared with official currencies or goods or commodities in a market. Unlike most currencies, which is backed by governments or other legal entities, or by commodities such as gold or silver, they are unique and backed by technology and trust. There is no central bank that can take corrective measure to protect the value of Bitcoin in a crisis or issue more currency. Instead, Bitcoin is as-yet autonomous and largely unregulated worldwide networks. Traders put their trust in a digital, decentralized and partially anonymous system that relies on peer-to-peer networking and cryptography to maintain its integrity.


1.3. Bitcoin trading is probably susceptible to irrational (or rational) bubbles or loss of confidence, which could collapse demand relative to supply. For example, confidence might collapse in Bitcoin because of unexpected changes imposed by the software developers or others, a government crackdown, the creation of superior competing alternative currencies, or a deflationary or inflationary spiral. Confidence might also collapse because of technical problems: if the anonymity of the system is compromised, if money is lost or stolen, or if hackers or governments can prevent any transactions from settling.


1.4. No cooling - off period – all of investment projects PCC provides that have no cooling-off period. It means you have no right to request refund or return when we execute investment project.


1.5. BTC Investment Risk – PCC provides BTC custodian, replacement and strategic investment services to customers. The purchase equivalent currency of BTC is USDT. Please kindly acknowledge the purpose, experience, risk and inflation expectation, the holding period of BTC purchase and holding and so on. You understand and are willing to accept all risks related to the purchase and holding of BTC, including but not limited to possible high price fluctuations and high risk.


THERE MAY BE ADDITIONAL RISKS THAT WE HAVE NOT FORESEEN OR IDENTIFIED IN OUR TERMS OF SERVICE.


YOU SHOULD CAREFULLY ASSESS WHETHER YOUR FINANCIAL SITUATION AND TOLERANCE FOR RISK IS SUITABLE FOR BUYING, SELLING OR TRADING PERPETUAL CONTRACT.


2. Accessing the Website

2.1 You must not use this website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.


2.2 You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.


2.3 It is the users’ responsibility to ensure that all usernames and passwords are kept confidential. If there is a loss or compromise of your username and password, it is your responsibility to notify PCC immediately. Upon being notified, PCC will initiate a reset of your password.


2.4 At no time should any user compromise the Website in a way that would cause interference in the functionality of any part of the Website.


2.5 All users have no expressed authority to use the PCC website to interfere or access any account except those in which the user has authority to access.


2.6 By accessing the PCC website, you agree that all business conducted for the legal benefit of the users account.


2.7 By opening an account you represent and warrant:

a) that you have accepted the Terms; and

b) that you are at least 18 years of age and have the capacity to accept the Terms;

c) that using PCC services does not constitute a breach of your home jurisdictions’ laws;

d) that you are aware of the risks in using the Services provided by PCC . These risks include the high volatility risks of Bitcoin itself, the fact that you may lose all of the investment amount.

e) that the information or documents you provide are correct, genuine and up-to-date;

f) that the USDT withdrawal address you have provided is your own and that you have full control over this address;

g) sign up for the newsletter.


2.11 PCC will provide Market Data to facilitate the Users’ use of the Site. PCC makes NO WARRANTIES about the timelines, sequence, accuracy, or completeness of the Market Data, and you accept and agree that PCC shall not be held liable for any inaccuracy, error, delay or omission resulting from the investors’ use of such Market Data.


2.12 PCC reserves the right to revise and/or discontinue any or all Services without prior notice to the Users.


2.13 PCC reserves the right at any time to verify your identity.


3. Intellectual Property Rights

3.1 All intellectual property rights relating to all the material used on the Website including, but not limited to, design, structure, layouts, graphical images and underlying source code belongs to PCC . All rights are reserved.


3.2 You acknowledge that, except as otherwise agreed between the parties in writing, all intellectual property rights of PCC and the Website shall remain with PCC .


3.3 By submitting content to any public area of the Website, you grant PCC a royalty-free, perpetual, irrevocable, non-exclusive right and licence to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, communicate to the public, perform and display the content (in whole or in part) worldwide and to incorporate it in other works in any form, media, or technology now known or later developed, for the full term of any rights that may exist in such content. You also permit any subscriber to access, display, view, store and reproduce such content for personal use.


3.4 By submitting any content to the Website, you warrant that you are entitled to and have all necessary intellectual property rights over that content.


4. Exceptions

4.1 Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit PCC ’s liability in respect of any:

a) fraud or fraudulent misrepresentation on the part of PCC ; or

b) matter which it would be illegal or unlawful for PCC to exclude or limit, or to attempt or purport to exclude or limit, its liability.


5. External Website

5.1 PCC makes no representation whatsoever about any external or third-party website you may access through the Site. Occasionally, the PCC website may provide references or links to other websites (“External Websites”). We do not control these External Websites or third-party sites or any of the content contained therein. You agree that we are in no way responsible or liable for the External Websites referenced or linked from the PCC website, including, but not limited to, website content, policies, failures, promotions, products, opinions, advice, statements, prices, activities and advertisements, services or actions and/or any damages, losses, failures or problems caused by, related to, or arising from those sites. You shall bear all risks associated with the use of such content.


5.2 External Websites have separate and independent terms of service and related policies. We request that you review the policies, rules, terms and regulations of each site that you visit. It is up to you to take precautions to ensure that whatever you select for your use is free of items such as viruses, worms, Trojan horses and other items of a destructive nature.


6. Financial Regulation

6.1. Our business model and our Service facilitate the buying, selling and trading of Perpetual Contract in an unregulated, international open payment system. The Services we provide are currently unregulated within Australia, Canada, China, Germany, France, United Kingdom, Hong Kong, Italy, Korea, Taiwan, Macau, Switzerland and Japan.


7. Data Protection

7.1. Privacy is very important to us. Full details of our Privacy Policy can be found at Privacy Policy. We recommend that you read the Privacy Policy carefully, so that you know the data that we collect, how we use the data and who we share your data with.


8. Indemnification

8.1. You agree to indemnify and hold harmless of PCC , its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation to this Agreement.


8.2. In no event will PCC , or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other law or equity for:

a) any special, incidental or consequential damages;

b) the cost of procurement or substitute products or services;

c) interruption of use or loss or corruption of data; or

d) any amounts that exceed the fees paid by you to PCC under this agreement during the twelve-month period prior to the cause of action.


9. Limited Liability

9.1. Except as permitted to the maximum extent by applicable laws, in no event shall PCC , our directors, employees, agents, suppliers, resellers, service providers, or other users be liable for any direct, special, indirect, incidental, consequential, exemplary or punitive damages, including but not limited to damages for loss of use, loss of profits, loss of information, business interruption, revenue, or goodwill, whether on the basis of contract, tort (including but not limited to negligence), or otherwise arising out of the use or inability to use the site, or mistakes, omissions, interruptions, deletions, errors, defects, viruses, delays in operation or transmission or any failure of performance of the site or any information transmitted to PCC .


9.2. To the maximum extent permitted by applicable laws, in no event shall the aggregate liability of PCC , our directors, employees, agents, suppliers, resellers, service providers, or other users whether on the basis of contract, warranty, tort (including but not limited to negligence), product liability, strict liability, or other theory arising out of the use or inability to use the site, or mistakes, omissions, interruptions, deletions, errors, defects, viruses, delays in operation or transmission or any failure of performance of the site, exceed the fees paid by you to PCC during the six months immediately preceding the date of any claim giving rise to such liability.


9.3. If we are unable to perform the Services in the Terms of Service due to factors beyond our control including but not limited to an event of Force Majeure, change of law or change in sanctions policy we will not have any liability to you with respect to the Services provided under this Agreement and for a time period coincidental with the event.


10. Calculations

10.1 All calculations performed by the PCC trading engine and as verified by PCC are final.


11. Termination & Remedies for Breach of Terms

11.1 PCC reserves the right to seek all remedies available at law and in equity for violations of these Terms, including without limitation, the right to restrict, suspend or terminate your account or deny you access to the Website without notice.


11.2 PCC has the right to restrict the trading activity of any account in which we deem necessary based upon suspicion of any trading activity that has breached any of the rules listed or implied in these terms. This restriction may result in the cancelling of trades. PCC is not responsible for any losses incurred by restricting trades, reversing or closing out trades early due to a suspected breach of this contract. You agree to hold the company harmless and indemnify PCC against any action by you or any third party that might have been harmed by our actions. During the investigation of the conduct of the account, no deposits or withdrawals will be allowed. At the conclusion of this investigation period, PCC has the right to close out the account without providing any further explanation.


12. Disclosures to Legal Authorities and Authorized Financial Institutions

12.1 We may share your Personal Data with law enforcement, data protection authorities, government officials, and other authorities when:

a) required by law;

b) compelled by subpoena, court order, or other legal procedure;

c) we believe that disclosure is necessary to prevent damage or financial loss;

d) disclosure is necessary to report suspected illegal activity; or

e) disclosure is necessary to investigate violations of our Terms of Service or Privacy Policy.

For further information on how we process your Personal Data, please refer to the Privacy Policy.


13. Absence of Waiver

13.1 Any failure or delay by PCC to enforce any of the Terms or to exercise any right under the Terms will not be construed as a waiver to any extent of our rights.


14. Changes of Terms

14.1 PCC reserves the right to change, add or remove portions of these Terms, at any time, in an exercise of its sole discretion. You will be notified of any material changes in advance through your Account. Upon such notification, it is your responsibility to review the amended Terms.


YOUR CONTINUED USE OF THE SITE FOLLOWING THE POSTING OF A NOTICE OF CHANGES TO THE TERMS SIGNIFIES THAT YOU ACCEPT AND AGREE TO THE CHANGES, AND THAT ALL SUBSEQUENT TRANSACTIONS BY YOU WILL BE SUBJECT TO THE AMENDED TERMS.


15. Survival

15.1 Should any provision of these Terms be held to be void, invalid, unenforceable or illegal by a court, the validity and enforceability of the other provisions shall not be affected. If any provision is determined to be unenforceable, you agree to an amendment by PCC of such provision to provide for enforcement of the provisions intent, to the extent permitted by applicable law.


16. When you decided to invest, please consider and read the following precisely:

16.1 What kind of investment is it?

This investment manual consists of investing Psychic Cypher Capital Inc. (Hereinafter referred to as PCC), invest on fixed term or non-fixed term investment products. Investment currency could be in USD or USDT, differ depends on PCC’s suggestions.


16.2 Who provide this information to me?

PCC was founded on 20th March 2018, provides suggestions on professional financial planning and investment products to organization or individual.


16.3 How much do I need to pay?

Initial investment amount is a minimum of USD$300, the maximum investment amount can be determined by the investor himself.


16.4 What kind of fees are charged?

Small amount of investment does not require any fees, you only have to pay remittance handling charge to banks and currency exchange rate differences. If you retrieve the principal before expiry, we may charge a handling charge for it, the amount depends on the length of investment and actual situations.(The handling fee will be within 3% of the total amount )


16.5 What revenue can I have?

Your revenue from investment depends on the agreement you made with PCC, and depends on the performance of PCC.

a) Revenue is fixed, the period would be one year, and will not change before termination.

b) Starting date of the contract and calculation of revenue is the first day of next month since PCC received your payment. E.g. PCC received your payment on 20th April, starting date of the contract and calculation of revenue start from 1st May.

c) You may retrieve the sum anytime since termination of contract by noticing PCC, if PCC does not receive any notice, the contract will renew automatically.

d) You may retrieve the principal anytime before termination of contract by noticing PCC, but only the initial principal, revenue is not included.

e) Revenue is calculated by the amount of investment and rates on the time of application.

f) Your choice when the contract terminates:

i. Take out principal and revenue

ii. Renew the contract with principal and revenue together for further investment

iii. Renew the contract with the same principal and take out the revenue.

iv. Renew the contract with part of the principal and take out the remaining principal and all revenue.


16.6 Any reinvestment should follow the new rates and terms in the statement provided by PCC at that time.


16.7 Can investment plans change?

All of investment projects PCC provides are fixed term, it is suggested not to change anything. If you would like to end the contract earlier, you can notify PCC anytime to retrieve the money, only principal could be retrieved, revenue is not included. PCC reserves the right to any amendment, and change any interest rates and terms in this statement without further notice.


16.8 How can I apply for termination?

You can notify PCC anytime. If no notice received on the day of termination, contract will renew automatically.


16.9 Who should I contact for inquiries?

You can feel free to call investment manager of PCC or send us email.


16.10 If I have any issues with my investment, who should I complain to?

If you feel unhappy with PCC’s service, you can contact us directly, we will undergo an internal complaint dealing process and will handle and investigate your complaints fairly. You can contact us through phone call, e-mail or post.


16.11 How to join?

16.11.1 Apply account on the website(en.psychiccypher.com), then login your account and click "Join now" under the investment project to downloading Discretionary Investment Management Agreement. Please sign and send the agreement back to support@psychivcypher.com.


16.11.2 Please note that according to anti-money laundering and counter-financing of Terrorism 2009, PCC will require all applicants to provide:

a) Identification

i) All applicants: all applicants should provide ID, e.g. passport or ID card.

ii) Aged under 18: if applicants aged under 18, contract should be sign by applicants’ parents or guardian.

iii) Company: please provide a copy of company registration certificate.


b) Address:

proof of address within 3 months (e.g. bills, bank statements).